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Nicknamed the “Pearl of France”, Menton is a sought-after destination thanks to its mild climate, lush gardens and Mediterranean charm. In 2025, purchasing a property in Menton could become even more attractive, as mortgage rates are expected to decline. This article highlights the advantages of investing in Menton, forecasts for 2025 interest rates and practical advice to ensure a successful property purchase.
Opting for Menton on the French Riviera is a wise choice both for your quality of life and your investment strategy. Buying a house or an apartment here guarantees not only daily comfort but also excellent long-term profitability. Let’s take a closer look at what makes Menton so unique.
Menton offers an idyllic lifestyle with its sandy beaches, picturesque alleyways and exotic gardens. The city enjoys a microclimate, ensuring mild temperatures all year round. Nature lovers will appreciate the parks, green spaces and scenic hiking trails overlooking the Mediterranean.
Beyond its natural beauty, Menton is steeped in history and culture. Its old town, with colorful façades and baroque churches, reflects a prestigious past. Cultural events, such as the famous Lemon Festival and renowned music festivals, bring life and vibrancy to the city throughout the year.
After significant increases in 2023, followed by a slight decline in 2024, forecasts for 2025 look promising. Experts estimate that mortgage rates should stabilize between 3.4% and 3.6% for 25-year loans.
Lower interest rates will positively impact households’ purchasing power. Reduced monthly payments mean buyers can either invest in higher-value properties or shorten the duration of their loan. For instance, a 0.5% decrease on a €200,000 loan over 20 years represents several thousand euros saved.
Before committing, it is essential to evaluate your borrowing capacity. Online simulators can help you estimate how much you can borrow based on income, expenses and family situation. Consulting multiple banks will also allow you to compare offers and secure the best conditions.
In 2025, several schemes may facilitate property ownership. Zero-Interest Loans (PTZ), Housing Savings Plans (PEL), Regulated Loans (PC) and energy renovation subsidies. Be sure to explore these options before finalizing your mortgage.
Menton boasts a variety of neighborhoods, each with its own character. The city center is perfect for those who want proximity to shops and entertainment. Garavan or Val de Gorbio offer greener and more peaceful surroundings. Visiting different districts will help you find the one that best suits your lifestyle. Our agency Edouard VII is here to guide you every step of the way.
Buying a property in Menton in 2025 could be an excellent opportunity, especially with declining mortgage rates. With favorable market conditions, you can bring your real estate project to life in one of the most beautiful cities on the French Riviera. Prepare carefully by evaluating your borrowing power, taking advantage of available aids and selecting the right neighborhood. The Edouard VII team, with its expert knowledge of Menton’s property market, is ready to assist you : https://edouard7.com/fr/
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